
And you’ll also have a starter list of merchants where you may need to update your payment information.Īnd don’t forget all the other digital features Capital One has to help: You’ll know when your new card is on its way and which information on your card is changing. If you’re a Capital One cardholder, the most important thing to do is update your mailing address.īut Capital One will be with you at every step. Is there anything I should do before my card expires? Eno will handle it behind the scenes, automatically. So there’s no need to manually update your card information on sites where you’ve stored a virtual card number.

Virtual card numbers let you keep your actual credit card number private, and they keep working after you get your replacement card. They’re available through Eno, your Capital One assistant. If you don’t have your new card handy when you’re ready to update your payment info, you can always see your full card information by using the Capital One Mobile app or by signing in to your account online. Some merchants may not appear, or may not be paid monthly, so be sure to check several months of full statements, too. Having that list might make it easier if you have to track down passwords and due dates for a bunch of different online accounts and websites. That’s especially helpful if you have things like utility or phone bills set to auto pay each month.Ībout a month before your card expires, look out for an email from Capital One with a list of your recurring charges. The sooner you activate your new card, the more time you’ll have to update your recurring payments. But keep in mind, your old card may not work if it’s expired. Your account will still be open, and you’ll be responsible for it. If you don’t activate your new credit card right away, it won’t affect your account status. What happens if you don't activate a credit card? Remember: Your old card may continue to work until the day it expires, so be sure to dispose of it properly. And activating your card automatically activates theirs. Have authorized users on your Capital One account? You’ll receive their replacement cards as well. You can also activate your new card online. With Capital One, all it takes is a few taps in the mobile app, and your card will be ready to use.

The activation process is the same at Capital One if you have to replace your card because it was lost, stolen or damaged. This usually involves calling your issuer or signing in to your account online or on an app. Your replacement card should come with instructions about how to activate it.
